18+ gambleaware.org

ACCA Insurance Calculator

Evaluate accumulator insurance and acca bonus offers. Enter your legs, odds, stake, and bonus terms — see the full acca odds, boosted return, insurance value, optimal leg-by-leg lay strategy, expected profit after hedging, and worst-case loss.

ACCA Insurance Calculator
Odds Format
Stake
$
Bonus Type
Insurance Returns As
Leg Odds (4 legs)
Leg 1
Leg 2
Leg 3
Leg 4
Accumulator Analysis
ACCA Odds
14.36
Return if Wins
$143.64
Win Prob
7.0%
Insurance EV+$1.90
1-Leg-Fails Probability26.5%
Expected Profit+$1.90
Worst Case-$10.00
ACCA Insurance Tips
Insurance pays out when exactly one leg fails. Typically 4–6 leg accas with moderate odds (1.50–3.00 per leg) maximise the insurance value. The refund is usually as a free bet (SNR), not cash.

Acca Insurance Explained

Acca insurance refunds your stake (usually as a free bet) if one leg of your accumulator loses. Acca bonuses add a percentage to your winnings (e.g. +10% on 5-fold accas). Both are commonly offered but frequently misunderstood.

How This Calculator Helps

  • Calculates combined accumulator odds from individual leg odds
  • Shows the boosted return with acca bonus applied
  • Models the expected value of the insurance safety net
  • Suggests which legs to lay and at what stake for optimal hedging
  • Shows expected profit after all hedging and bonus value
  • Displays the worst-case maximum loss scenario

Tips for Acca Insurance Offers

The more legs in your acca, the higher the chance of exactly one leg losing — which is when insurance pays out. Typically 4–6 leg accas with moderate odds (1.50–3.00 per leg) maximise the insurance value.